Supercharged.
Self-Directed. Strategic:
SMSF Loans
Build your legacy with an SMSF loan designed to shape your future. Investing through your super fund can be powerful, but the path isn’t always simple. With unwavering support and expert mortgage brokers by your side, we turn complexities into opportunities; helping you create lasting wealth and take control of tomorrow.
Expert Guidance
The right advice ensures your SMSF loan aligns with your goals, maximizing benefits while staying compliant with superannuation regulations.
Smart Diversification
Investing through your SMSF opens doors to property opportunities, helping you build a balanced, resilient retirement portfolio.
Tax Advantages
Take advantage of significant tax concessions, making property investment through super an attractive, wealth-building strategy for your future.
Faster Approval of Loans
We know timing is everything. That’s why we work tirelessly to get your loan approved fast, so you don’t miss out on your dream home. We navigate the complexities and you get the keys, without the wait.
Free Loan Consultation
Your dreams matter to us, and we want to help you bring them to life. That’s why we offer honest, obligation-free consultations. We listen, guide, and give you clarity — because your future should start with confidence, not confusion.
Stress-Free Experience
Our property journey should feel exciting, not exhausting. We take care of the heavy lifting like paperwork, negotiations, and lender follow-ups so you can focus on what truly matters: imagining life in your new home.
Industry Expertise
Navigating the complexities of SMSF loans requires more than just financial knowledge — it demands true industry expertise. Whether you’re exploring residential investments or stepping into commercial property, the right guidance can transform your super into a powerful wealth-building tool.
Our seasoned mortgage brokers in Australia carefully assess your needs, crafting strategies that align with your long-term goals
From leveraging debt to maximize returns to ensuring compliance with superannuation rules, we simplify the intricate process. With our expertise, you can confidently build a diverse portfolio and take control of your financial future.
Reviews
We believe in building lasting partnerships, supporting you from your first SMSF loan consultation to ongoing reviews as your portfolio evolves. It’s not just about securing a loan; it’s about helping you grow your wealth with confidence and clarity, year after year.
Still deciding? Hear from those we’ve helped. With heartfelt reviews from clients across Australia, people trust Finnex to simplify SMSF lending and turn their property investment goals into reality.
Their expert guidance and personalized approach made the entire process seamless. I now own my first investment property through my super.
The team walked me through every step of buying a commercial property with my SMSF. Their knowledge, patience, and dedication were unmatched.
They explained everything clearly and found a loan that fit my long-term goals perfectly. Truly life-changing!
From understanding tax concessions to structuring the loan, Finnex handled it all with care and precision.
Frequently
Asked Questions
Uncertainty can be overwhelming. To end it, we provide honest answers, expert insights, and the clarity you need to move forward with confidence. These FAQs will provide you the answers to most of your questions.
Can I use my SMSF to buy residential property?
Yes, SMSFs can invest in residential property, but strict regulations apply, including the sole purpose test and borrowing limitations.
What are the tax benefits of SMSF property loans?
SMSF loans offer tax advantages, including concessional tax rates on rental income and potential capital gains tax discounts upon property sale.
Can I live in a property purchased through my SMSF?
The borrowing capacity depends on your fund’s balance, serviceability, and lender policies, typically allowing up to 70–80% of the property value.
How much can I borrow with an SMSF loan?
The borrowing capacity depends on your fund’s balance, serviceability, and lender policies, typically allowing up to 70–80% of the property value.
